Jewelry Investment

I have been offered a nice watch as a graduation gift. I will enjoy this piece as a keepsake and something to wear for the rest of my life.

So my problem is deciding between a gold tone watch and a silver tone one. I kind of want to use this as an opportunity to create a signature metal color to base my future jewelry on (ie. gold watch = gold ring band, gold earring posts, etc.)

I'm looking at this as an decision that will also affect my wardrobe (which will need a lot of overhaul as I enter the work world). Are there colors that go better with gold than silver or vice versa? I am drawn to blacks, navys, camels, olives, and chocolates as neutrals.

Are there any other coordination elements I'm overlooking or am I simply making too big a deal out of this?

Thanks for your perspective!
Lyra


I think this is an excellent question, and that advance planning for major purchases is very prudent. When I chose my wedding band, I was lucky to find a yellow gold band with white gold cross-hatches, and it has served me well; my daily watch is a stainless and gold mix. For more decorative, non-functional pieces, you may choose either white or yellow gold, and add them according to what is best for your outfit.
There are changing styles in jewelry, just as in clothes, and you won't be able to avoid changes in your jewelry wardrobe; but obtaining some versatile basic pieces is a great way to start. Your neutral clothing palette is excellent; and, being neutral, will support jewelry in any color. Like all other matching, matching of jewelry has been replaced with coordination of complementary elements.
Be sure to choose a watch that you absolutely love, and want to put on and run out the door! That's the best way to be sure of the right piece for you.
Congratulations on your graduation!